Struggling with IRS Debt? An Installment Agreement May Be the Solution

If you’re facing tax debt and can’t pay it all at once, you’re not alone—and there is a solution. One of the most common and manageable ways to resolve back taxes is through an Installment Agreement with the IRS. At Francetic Tax Resolution, we specialize in helping individuals and businesses secure these agreements, offering peace of mind and a clear path toward financial recovery.

What Is an Installment Agreement?

An Installment Agreement is a payment plan with the IRS that allows you to pay off your tax debt over time, typically in monthly installments. This option is ideal for taxpayers who are financially unable to pay their full tax liability immediately but want to avoid more aggressive IRS collection actions like wage garnishments, bank levies, or liens.

There are several types of Installment Agreements depending on your total tax debt and financial situation, including:

• Guaranteed Installment Agreements (for debts under $10,000)

• Streamlined Agreements (for debts under $50,000)

• Partial Payment Installment Agreements (where you pay less than the full amount owed)

• Non-Streamlined Agreements (for larger debts or more complex financial situations)

Each option has specific requirements and terms, and choosing the right one can be critical to your financial future.

How Francetic Tax Resolution Can Help

At Francetic Tax Resolution, we understand the IRS process inside and out. With over 19 years of experience as an Enrolled Agent, I personally handle every case from start to finish. Here’s how we can help you with an Installment Agreement:

• Determine the Best Option: We carefully review your financials and IRS transcripts to determine which type of agreement you qualify for—and which one best suits your situation.

• Prepare and Submit the Application: We handle all the paperwork and documentation to ensure your request is complete and accurate, reducing the chance of delays or denials.

• Communicate with the IRS: We speak directly with the IRS on your behalf, relieving you from the stress of dealing with them yourself.

• Negotiate Fair Terms: Our goal is to secure the most affordable monthly payment possible while protecting your assets and avoiding aggressive collection actions.

• Ongoing Support: We provide monthly case updates and are always available to answer your questions or address any concerns. If your financial situation changes, we can help you revise your agreement.

Why Choose Us?

Many tax firms hand your case off to someone you’ve never met. At Francetic Tax Resolution, you’ll work directly with me, Paul Francetic, EA. I offer a personalized, one-on-one experience—no bureaucracy, no surprises. Just experienced, dedicated help to get you back on track.

If you’re overwhelmed by IRS debt and unsure where to turn, let’s talk. An Installment Agreement could be your first step toward financial freedom—and we’re here to help you every step of the way.